Pandas LP · Debt recovery and property law in NigeriaTell us what happened. We take it from there.
Owed money, or dealing with a tenant or landlord? Answer a few simple questions. We prepare the letter, a lawyer checks and signs it, and we follow up for you. Letters of demand from ₦10,000.
To: Mr. A. Okafor, Ikeja, Lagos
Our client instructs us that you owe the sum of ₦2,400,000, being the balance due on the invoice attached to this letter.
Take notice that unless the said sum is paid within fourteen (14) days, we have firm instructions to commence proceedings against you without further notice.
- Registered business, CAC BN 9646741
- Every letter signed by a lawyer
- See the letter before you pay
- Fixed fees, no hourly rate
Our AI prepares the paperwork. A lawyer checks and signs it. Nothing reaches the other side before that.
Five steps. A lawyer signs before anything is sent.
Tell us what happened
Our AIAsks simple questions. Answer in your own words, the way you would explain it to a friend.
Your lawyerSteps in if your case is disputed or unclear.
We prepare it
Our AIFills in the firm’s own letter, written by our lawyers.
Your lawyerWrote the letters and the rules the AI follows.
You read it
Our AIShows you the full letter before you pay anything.
Your lawyerNothing has been sent yet.
A lawyer signs
Our AIWaits for the lawyer.
Your lawyerReads, corrects and signs every document.
Delivered and followed up
Our AISends reminders on Day 7 and Day 14.
Your lawyerDelivers it for you if you ask, and goes to court if it comes to that.
Documents we can prepare for you today.
Our client instructs us that you owe the sum stated below, being the balance due on the invoice attached to this letter.
TAKE NOTICE that unless the said sum is paid within fourteen (14) days of the receipt of this letter, we have firm instructions to commence proceedings against you without further notice.
Letter of demand
₦20,000, or ₦40,000 served by usTAKE NOTICE that our Client hereby gives you notice to QUIT AND DELIVER UP vacant possession of the premises which you hold as our Client’s tenant,
on or before the date stated, being the expiration of the notice period the law requires for your tenancy.
Notice to quit
₦25,000Notice of the owner’s intention to apply to recover possession, served only after the notice to quit has expired.
TAKE NOTICE that unless peaceable possession is delivered within seven (7) days, our Client will apply to the court to recover possession.
Seven days’ notice
₦25,000THIS TENANCY AGREEMENT is made BETWEEN the Landlord of the one part AND the Tenant of the other part.
1. RENT. The Tenant shall pay the rent stated in the Schedule, in advance, on the dates agreed. 2. REPAIRS. …
Tenancy agreement
₦25,000THIS DEED OF ASSIGNMENT is made BETWEEN the Assignor of the one part AND the Assignee of the other part.
The Assignor undertakes to obtain the consent of the Governor to this assignment, as section 22 of the Land Use Act requires.
Deed of assignment
2.5% of the considerationInstruction to search the land registry for the property described below, carried out in person by the firm.
The report states the registered owner, any encumbrances recorded, and anything the registry could not confirm.
Property search
From ₦50,000Some things are always left to a lawyer.
It will not tell you your odds
No prediction of winning, no guaranteed timeline. It will tell you where your evidence is thin, which is the useful version.
It will not invent authority
No case references, statute sections or monetary limits it is not certain of. It asks you to confirm instead.
It will not advise self-help eviction
Changing locks or removing a tenant without a court order is never on the table. Notice, then court, every time.
It hands disputed cases to a lawyer
Ongoing court cases, disputed ownership, squatters, or skipping Governor’s Consent go to a lawyer before anything is written.
What you tell us stays with the firm.
The same duty of confidence as any law firm, in plain words.
- 01Only the people working on your case see it
Access to case data is restricted to you and to the Pandas LP staff who need it to work on your case.
- 02Not sold. Not used to train AI
We do not sell your data, and it is not used to train any AI model beyond the single request needed to draft your document.
- 03We never see your card
Payments are processed by Paystack. We receive confirmation and the amount, never your card or bank details.
- 04Your rights under the NDPA 2023
You can ask to see, correct or delete the personal data we hold about you.
Many overdue borrowers? Send them all at once.
Share your list and we handle the rest: a lawyer-approved letter for each borrower, delivered by email, with reminders, and one invoice a month.
- Share your list
Overdue borrowers in a shared Google Sheet, or sent from your own system.
- A lawyer approves each letter
One letter per loan, never sent twice.
- We email the borrower
You are copied in, with reminders on Day 7 and Day 14.
- One invoice a month
Only for the letters a lawyer approved.
Fixed fees. No hourly rate.
Prepared from the firm’s own letter, then checked and signed by a lawyer before it goes anywhere. You see the letter before you pay.
| The same letter, delivered by us | ₦25,000 | If you would rather we deliver it for you. |
|---|---|---|
| Reminders on Day 7 and Day 14 | Included | Sent for you once the letter is delivered. |
| Each tenancy or lease document | ₦25,000 | Notices to quit, tenancy and lease agreements. |
| Deeds transferring land or property | 2.5% of the price | Invoiced by the firm. No drafting fee on top. |
| Court filing fees | Set by the court | Only if a case goes that far. |
Plain guides to the law we practise.
Where the AI Stops and a Lawyer Starts: How Pandas LP's Agent Actually Works
Every Pandas LP agent follows the same shape: interview, draft, a licensed practitioner reviews and signs, then serve or file. Here's what that actually looks like, and every refusal built into it.
What Happens After You Win a Small Claims Judgment in Nigeria?
Winning the judgment isn't the same as getting paid. Here's what garnishee proceedings, writs of execution, and the other real enforcement routes actually involve when a debtor still won't pay.
How Much Does It Cost to Register a Business in Nigeria?
CAC's own fees are periodically revised, so any specific naira figure printed here would go stale. Here's the actual structure of what you pay, and where to check the current numbers before you budget.
Questions people ask first.
What does Pandas LP do?
Pandas LP is a licensed Nigerian law firm (CAC BN 9646741) handling debt recovery and property law: letters of demand, follow-ups, filing at the Small Claims Court, notices to quit, tenancy and lease documents, deeds of assignment and property searches.
How much does a letter of demand cost?
A letter of demand is ₦10,000 if you deliver it yourself, or ₦25,000 if we deliver it for you. Reminders on Day 7 and Day 14 are included. Court filing fees, if the case goes further, are set by the court.
Who prepares and signs the documents?
Each document is prepared from the firm’s own template, then checked and signed by a licensed lawyer before it goes anywhere. You read it before you pay.
What happens if the debtor still does not pay?
After the letter is delivered, a reminder goes out on Day 7 and the time to respond ends on Day 14. If the debt is still unpaid, we can take the case to the Small Claims Court.
How much do property documents cost?
Each tenancy or lease document is ₦25,000. Deeds transferring land or property are invoiced by the firm at 2.5% of the price paid.
I am not sure my debt is worth chasing. Where do I start?
Use the free debt check. It is seven quick questions, takes about a minute, and shows how strong your case looks and what it would cost.
Start with the problem, not the paperwork.
- You answer plain questions in your own words. About ten minutes.
- You read the whole draft before anything is paid.
- You pay the fixed fee shown on the draft. No retainer.
- A lawyer signs it, and it is delivered, by you or by us.